{"id":14664,"date":"2026-03-07T17:11:30","date_gmt":"2026-03-07T16:11:30","guid":{"rendered":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/"},"modified":"2026-03-07T17:11:32","modified_gmt":"2026-03-07T16:11:32","slug":"lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros","status":"publish","type":"post","link":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/","title":{"rendered":"L&rsquo;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros"},"content":{"rendered":"<p><!--$--><\/p>\n<div data-hk=\"00942120a20200\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Un retrait\u00e9 constituait depuis des ann\u00e9es des provisions suppl\u00e9mentaires pour sa vieillesse &#8211; gr\u00e2ce \u00e0 une assurance directe et \u00e0 un mod\u00e8le dans lequel il transformait une partie de son bonus en une future pr\u00e9voyance. Lorsqu&rsquo;il a re\u00e7u l&rsquo;argent, la caisse d&rsquo;assurance maladie est intervenue : des cotisations d&rsquo;assurance maladie et d\u00e9pendance \u00e9taient dues sur les prestations en capital. L&rsquo;homme a estim\u00e9 qu&rsquo;il s&rsquo;agissait d&rsquo;une double charge injuste et s&rsquo;est adress\u00e9 au tribunal social de l&rsquo;\u00c9tat de Rh\u00e9nanie du Nord-Westphalie (affaire num\u00e9ro L 10 KR 137\/24).<\/p>\n<\/div>\n<aside data-hk=\"00942120a202104\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor Ad-Slot-FC\">\n<div class=\"Ad-Slot-FC-Container\">\n<div class=\"Ad-Slot-FC-Window\">\n<div id=\"ad-slot-mobile-hor-2\" data-orientation=\"hor\" data-index=\"2\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/div>\n<\/div>\n<\/aside>\n<div data-hk=\"00942120a20220\" class=\"Html-Block\" data-qa-article-content-text>\n<h2>L&rsquo;affaire : des cotisations \u00e0 166 000 euros<\/h2>\n<p>L&rsquo;homme a b\u00e9n\u00e9fici\u00e9 de plusieurs avantages en capital de son avoir de vieillesse :<\/p>\n<\/div>\n<div data-hk=\"00942120a20230\" class=\"Html-Block\" data-qa-article-content-text>\n<ul>\n<li>27 452,71 euros d&rsquo;assurance directe <\/li>\n<li>138 828,69 euros issus d&rsquo;un programme dit de r\u00e9mun\u00e9ration diff\u00e9r\u00e9e, une forme de pr\u00e9voyance d&rsquo;entreprise par r\u00e9mun\u00e9ration diff\u00e9r\u00e9e<\/li>\n<li>D&rsquo;autres versements de pensions d&rsquo;entreprise ont \u00e9galement \u00e9t\u00e9 effectu\u00e9s<\/li>\n<\/ul>\n<p>M\u00eame si l&rsquo;argent est vers\u00e9 sous forme de capital, la caisse d&rsquo;assurance maladie traite les montants comme une pension mensuelle suppl\u00e9mentaire sur dix ans. R\u00e9sultat : les cotisations \u00e0 l&rsquo;assurance maladie et d\u00e9pendance sont dues sur 120 mois.<\/p>\n<\/div>\n<aside data-hk=\"00942120a202404\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-out\">\n<div id=\"ad-slot-mobile-out-1\" data-orientation=\"out\" data-index=\"1\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<div data-hk=\"00942120a20250\" class=\"Html-Block\" data-qa-article-content-text>\n<h2>Le proc\u00e8s : en fait, le fardeau est double<\/h2>\n<p>Le retrait\u00e9 a fait valoir qu\u2019il avait pay\u00e9 l\u2019assurance directe avec son propre salaire. A cette \u00e9poque, les cotisations \u00e9taient consid\u00e9r\u00e9es comme exon\u00e9r\u00e9es de cotisations de s\u00e9curit\u00e9 sociale. Mais comme il a quand m\u00eame pay\u00e9 la cotisation maximale \u00e0 l&rsquo;assurance maladie, cela ne lui a apport\u00e9 aucun avantage. N\u00e9anmoins, il doit d\u00e9sormais \u00e0 nouveau payer des cotisations ; Le plaignant se voit donc doublement charg\u00e9.<\/p>\n<\/div>\n<div data-hk=\"00942120a20260\" class=\"Ad-Row\">\n<div class=\"Ad-Col col-lg-5\">\n<div data-hk=\"00942120a2026104\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-desktop Ad-Slot-ver\" role=\"region\" aria-label=\"Anzeige 1\">\n<div id=\"ad-slot-desktop-ver-1\" data-orientation=\"ver\" data-index=\"1\" data-slot=\"ad-slot\" data-device=\"desktop\"><\/div>\n<\/div>\n<\/div>\n<div class=\"Ad-Col col-lg-5\">\n<aside data-hk=\"00942120a2026204\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-desktop Ad-Slot-ver Ad-Slot-FC\">\n<div class=\"Ad-Slot-FC-Container\">\n<div class=\"Ad-Slot-FC-Window\">\n<div id=\"ad-slot-desktop-ver-2\" data-orientation=\"ver\" data-index=\"2\" data-slot=\"ad-slot\" data-device=\"desktop\"><\/div>\n<\/div>\n<\/div>\n<\/aside>\n<\/div>\n<\/div>\n<div data-hk=\"00942120a20270\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Le programme de r\u00e9mun\u00e9ration diff\u00e9r\u00e9e n&rsquo;est pas non plus une pension d&rsquo;entreprise classique, mais plut\u00f4t une sorte de mod\u00e8le d&rsquo;\u00e9pargne : il renonce au paiement de redevances et \u00ab gare \u00bb l&rsquo;argent chez l&#8217;employeur afin de le r\u00e9cup\u00e9rer plus tard sous forme de capital. Ceci est comparable \u00e0 un contrat d\u2019\u00e9pargne priv\u00e9 et aucune cotisation d\u2019assurance maladie n\u2019est due.<\/p>\n<\/div>\n<aside data-hk=\"00942120a202804\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor\">\n<div id=\"ad-slot-mobile-hor-3\" data-orientation=\"hor\" data-index=\"3\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<div data-hk=\"00942120a20290\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Il a \u00e9galement \u00e9voqu\u00e9 l&rsquo;ampleur : au cours de sa vie active, il a pay\u00e9 environ 5 000 euros par an en cotisations de sant\u00e9 et de soins ; en tant que retrait\u00e9, la charge s&rsquo;\u00e9l\u00e8ve d\u00e9sormais \u00e0 environ 7 500 euros par an.<\/p>\n<\/div>\n<div data-hk=\"00942120a202a100\" class=\"Html-Block\" data-qa-article-content-text>\n<h2>La d\u00e9cision : recours rejet\u00e9<\/h2>\n<p>Le Tribunal social de l&rsquo;\u00c9tat de Rh\u00e9nanie du Nord-Westphalie a rejet\u00e9 le recours et l&rsquo;a \u00e9galement exclu, bloquant ainsi la voie vers le Tribunal social f\u00e9d\u00e9ral. \u00ab\u00a0Les d\u00e9cisions contest\u00e9es du d\u00e9fendeur sont licites et ne violent pas les droits du plaignant\u00a0\u00bb, ont expliqu\u00e9 les juges dans leur d\u00e9cision.<\/p>\n<\/div>\n<aside data-hk=\"00942120a202a1104\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor\">\n<div id=\"ad-slot-mobile-hor-4\" data-orientation=\"hor\" data-index=\"4\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<div data-hk=\"00942120a202a120\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Avec l\u2019assurance directe, peu importe qui a pay\u00e9 les primes de mani\u00e8re \u00e9conomique. Le facteur d\u00e9cisif est la construction d\u2019une pension d\u2019entreprise : \u00ab L\u2019assurance vie sous-jacente \u00e9tait une assurance directe (\u2026) et donc (\u2026) une pension d\u2019entreprise. \u00bb<\/p>\n<\/div>\n<div data-hk=\"00942120a202a130\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Le fait que le retrait\u00e9 ait financ\u00e9 ses cotisations sur son propre salaire n&rsquo;a pas d&rsquo;importance : \u00ab\u00a0Les prestations d&rsquo;assurance directes ne perdent pas leur caract\u00e8re de pension car elles reposent en tout ou en partie sur les prestations du salari\u00e9.\u00a0\u00bb Il n\u2019est pas question que l\u2019exon\u00e9ration des cotisations de la phase d\u2019\u00e9pargne doive \u00e9galement s\u2019appliquer au versement.<\/p>\n<\/div>\n<aside data-hk=\"00942120a202a1404\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor\">\n<div id=\"ad-slot-mobile-hor-5\" data-orientation=\"hor\" data-index=\"5\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<aside data-hk=\"00942120a202a1504\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-desktop Ad-Slot-hor Ad-Slot-FC\">\n<div class=\"Ad-Slot-FC-Container\">\n<div class=\"Ad-Slot-FC-Window\">\n<div id=\"ad-slot-desktop-hor-2\" data-orientation=\"hor\" data-index=\"2\" data-slot=\"ad-slot\" data-device=\"desktop\"><\/div>\n<\/div>\n<\/div>\n<\/aside>\n<div data-hk=\"00942120a202a160\" class=\"Html-Block\" data-qa-article-content-text>\n<h2>Pourquoi la r\u00e9mun\u00e9ration diff\u00e9r\u00e9e est \u00e9galement consid\u00e9r\u00e9e comme une pension d&rsquo;entreprise<\/h2>\n<p>Le tribunal consid\u00e8re \u00e9galement le paiement provenant du programme de r\u00e9mun\u00e9ration diff\u00e9r\u00e9e comme un r\u00e9gime de retraite d&rsquo;entreprise. Le versement forfaitaire est une pension car il provient d&rsquo;un salaire diff\u00e9r\u00e9 dans la relation de travail et sert \u00e0 subvenir aux besoins de la vieillesse ou des survivants.<\/p>\n<\/div>\n<div data-hk=\"00942120a202a170\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Le tribunal rappelle le principe suivant : quiconque convertit une r\u00e9mun\u00e9ration en esp\u00e8ces b\u00e9n\u00e9ficie d&rsquo;un \u00ab droit \u00e0 des prestations de retraite de m\u00eame valeur \u00bb. Cela signifie qu\u2019il s\u2019agit d\u2019un r\u00e9gime de retraite d\u2019entreprise \u2013 et soumis \u00e0 cotisations.<\/p>\n<\/div>\n<aside data-hk=\"00942120a202a1804\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor\">\n<div id=\"ad-slot-mobile-hor-6\" data-orientation=\"hor\" data-index=\"6\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<div data-hk=\"00942120a202a190\" class=\"Html-Block\" data-qa-article-content-text>\n<p>M\u00eame si la prestation est vers\u00e9e en une seule fois, elle est l\u00e9galement consid\u00e9r\u00e9e comme une pension mensuelle suppl\u00e9mentaire sur dix ans. Le tribunal se r\u00e9f\u00e8re \u00e0 la r\u00e9glementation l\u00e9gale selon laquelle \u00ab le cent vingti\u00e8me de la prestation est consid\u00e9r\u00e9 comme un montant de paiement mensuel \u00bb \u2013 pour un maximum de 120 mois. Celui-ci transforme un paiement unique en montants mensuels fictifs et y contribue.<\/p>\n<\/div>\n<div data-hk=\"00942120a202a200\" class=\"Html-Block\" data-qa-article-content-text>\n<h2>Ce que la d\u00e9cision signifie pour les retrait\u00e9s<\/h2>\n<p>Cette d\u00e9cision est un signal d&rsquo;alarme pour tous les retrait\u00e9s b\u00e9n\u00e9ficiant d&rsquo;une assurance maladie l\u00e9gale et d&rsquo;un plan de retraite d&rsquo;entreprise :<\/p>\n<\/div>\n<aside data-hk=\"00942120a202a2104\" data-qa-ad-slot class=\"Ad-Slot Ad-Slot-mobile Ad-Slot-hor\">\n<div id=\"ad-slot-mobile-hor-7\" data-orientation=\"hor\" data-index=\"7\" data-slot=\"ad-slot\" data-device=\"mobile\"><\/div>\n<\/aside>\n<div data-hk=\"00942120a202a220\" class=\"Html-Block\" data-qa-article-content-text>\n<p>\u2022 Les versements ponctuels de l&rsquo;assurance directe restent soumis \u00e0 cotisations.<br \/>\u2022 La r\u00e9mun\u00e9ration diff\u00e9r\u00e9e (\u00e9galement via des mod\u00e8les de bonus) est consid\u00e9r\u00e9e comme une pension d&rsquo;entreprise.<br \/>\u2022 \u00ab Autofinanc\u00e9 \u00bb ne prot\u00e8ge pas contre les cotisations s&rsquo;il est organis\u00e9 comme un plan de retraite d&rsquo;entreprise.<br \/>\u2022 La r\u00e8gle des 120 mois s&rsquo;applique souvent aux versements forfaitaires : les cotisations peuvent s&rsquo;accumuler pendant dix ans.<\/p>\n<\/div>\n<div data-hk=\"00942120a202a230\" class=\"Html-Block\" data-qa-article-content-text>\n<p>Quiconque est sur le point de recevoir un paiement doit donc non seulement tenir compte des imp\u00f4ts, mais aussi pr\u00e9voir la charge de l&rsquo;assurance maladie et soins infirmiers, sinon la pension compl\u00e9mentaire suppos\u00e9e diminuera consid\u00e9rablement.<\/p>\n<\/div>\n<p><!--\/--><br \/>\n<!--$--><\/p>\n<p><!--\/--><br \/>\n<!--$--><br \/>\n<!--\/--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un retrait\u00e9 constituait depuis des ann\u00e9es des provisions suppl\u00e9mentaires pour sa vieillesse &#8211; gr\u00e2ce \u00e0<\/p>\n","protected":false},"author":1,"featured_media":14665,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[117],"tags":[9116,9117,3478,7974,49,9115,2974,8651],"class_list":["post-14664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-parentalite-enfance","tag-cotiser","tag-demeure","tag-doivent","tag-euros","tag-les","tag-lobligation","tag-payer","tag-retraites","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L&#039;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org\" \/>\n<meta property=\"og:description\" content=\"Un retrait\u00e9 constituait depuis des ann\u00e9es des provisions suppl\u00e9mentaires pour sa vieillesse &#8211; gr\u00e2ce \u00e0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\" \/>\n<meta property=\"og:site_name\" content=\"RVH-Synergie\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-07T16:11:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-07T16:11:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Charles Martinez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Charles Martinez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\"},\"author\":{\"name\":\"Charles Martinez\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/aa5ea98671fb4e8620f488a0795d2560\"},\"headline\":\"L&rsquo;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros\",\"datePublished\":\"2026-03-07T16:11:30+00:00\",\"dateModified\":\"2026-03-07T16:11:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\"},\"wordCount\":925,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#organization\"},\"image\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg\",\"keywords\":[\"cotiser\",\"demeure\",\"doivent\",\"euros\",\"Les\",\"Lobligation\",\"payer\",\"retraites\"],\"articleSection\":[\"Parentalit\u00e9 &amp; Enfance\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\",\"name\":\"L'obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org\",\"isPartOf\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg\",\"datePublished\":\"2026-03-07T16:11:30+00:00\",\"dateModified\":\"2026-03-07T16:11:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg\",\"contentUrl\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/rvh-synergie.org\/actualites\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"L&rsquo;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#website\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/\",\"name\":\"RVH-Synergie.org\",\"description\":\"RVH-Synergie, site ind\u00e9pendant d&#039;informations sur la prise en charge des addictions.\",\"publisher\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/rvh-synergie.org\/actualites\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#organization\",\"name\":\"RVH-Synergie.org\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/favicon.png\",\"contentUrl\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"RVH-Synergie.org\"},\"image\":{\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/aa5ea98671fb4e8620f488a0795d2560\",\"name\":\"Charles Martinez\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/charles-martinez-scaled.jpg\",\"contentUrl\":\"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/charles-martinez-scaled.jpg\",\"caption\":\"Charles Martinez\"},\"description\":\"Bonjour, je m'appelle Charles Martinez, r\u00e9dacteur passionn\u00e9 pour le m\u00e9dia RVH-synergie.org, d\u00e9di\u00e9 aux addictions et aux maladies. Depuis plus de dix ans, j'explore et rapporte les histoires poignantes des individus confront\u00e9s \u00e0 ces d\u00e9fis, tout en sensibilisant le public aux traitements novateurs et aux progr\u00e8s scientifiques dans ce domaine. Mon engagement r\u00e9side dans l'espoir de cr\u00e9er une communaut\u00e9 inform\u00e9e et empathique, pr\u00eate \u00e0 soutenir ceux qui luttent contre ces \u00e9preuves.\",\"sameAs\":[\"https:\/\/rvh-synergie.org\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"L'obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/","og_locale":"fr_FR","og_type":"article","og_title":"L'obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org","og_description":"Un retrait\u00e9 constituait depuis des ann\u00e9es des provisions suppl\u00e9mentaires pour sa vieillesse &#8211; gr\u00e2ce \u00e0","og_url":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/","og_site_name":"RVH-Synergie","article_published_time":"2026-03-07T16:11:30+00:00","article_modified_time":"2026-03-07T16:11:32+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg","type":"image\/jpeg"}],"author":"Charles Martinez","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Charles Martinez","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#article","isPartOf":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/"},"author":{"name":"Charles Martinez","@id":"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/aa5ea98671fb4e8620f488a0795d2560"},"headline":"L&rsquo;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros","datePublished":"2026-03-07T16:11:30+00:00","dateModified":"2026-03-07T16:11:32+00:00","mainEntityOfPage":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/"},"wordCount":925,"commentCount":0,"publisher":{"@id":"https:\/\/rvh-synergie.org\/actualites\/#organization"},"image":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage"},"thumbnailUrl":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg","keywords":["cotiser","demeure","doivent","euros","Les","Lobligation","payer","retraites"],"articleSection":["Parentalit\u00e9 &amp; Enfance"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/","url":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/","name":"L'obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros - RVH-Synergie.org","isPartOf":{"@id":"https:\/\/rvh-synergie.org\/actualites\/#website"},"primaryImageOfPage":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage"},"image":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage"},"thumbnailUrl":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg","datePublished":"2026-03-07T16:11:30+00:00","dateModified":"2026-03-07T16:11:32+00:00","breadcrumb":{"@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#primaryimage","url":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg","contentUrl":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2026\/03\/Lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30.jpg","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/rvh-synergie.org\/actualites\/lobligation-de-cotiser-demeure-les-retraites-doivent-payer-30-000-euros\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/rvh-synergie.org\/actualites\/"},{"@type":"ListItem","position":2,"name":"L&rsquo;obligation de cotiser demeure : les retrait\u00e9s doivent payer 30 000 euros"}]},{"@type":"WebSite","@id":"https:\/\/rvh-synergie.org\/actualites\/#website","url":"https:\/\/rvh-synergie.org\/actualites\/","name":"RVH-Synergie.org","description":"RVH-Synergie, site ind\u00e9pendant d&#039;informations sur la prise en charge des addictions.","publisher":{"@id":"https:\/\/rvh-synergie.org\/actualites\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rvh-synergie.org\/actualites\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/rvh-synergie.org\/actualites\/#organization","name":"RVH-Synergie.org","url":"https:\/\/rvh-synergie.org\/actualites\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/logo\/image\/","url":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/favicon.png","contentUrl":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/favicon.png","width":512,"height":512,"caption":"RVH-Synergie.org"},"image":{"@id":"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/aa5ea98671fb4e8620f488a0795d2560","name":"Charles Martinez","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/rvh-synergie.org\/actualites\/#\/schema\/person\/image\/","url":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/charles-martinez-scaled.jpg","contentUrl":"https:\/\/rvh-synergie.org\/actualites\/wp-content\/uploads\/2024\/09\/charles-martinez-scaled.jpg","caption":"Charles Martinez"},"description":"Bonjour, je m'appelle Charles Martinez, r\u00e9dacteur passionn\u00e9 pour le m\u00e9dia RVH-synergie.org, d\u00e9di\u00e9 aux addictions et aux maladies. Depuis plus de dix ans, j'explore et rapporte les histoires poignantes des individus confront\u00e9s \u00e0 ces d\u00e9fis, tout en sensibilisant le public aux traitements novateurs et aux progr\u00e8s scientifiques dans ce domaine. Mon engagement r\u00e9side dans l'espoir de cr\u00e9er une communaut\u00e9 inform\u00e9e et empathique, pr\u00eate \u00e0 soutenir ceux qui luttent contre ces \u00e9preuves.","sameAs":["https:\/\/rvh-synergie.org\/"]}]}},"_links":{"self":[{"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/posts\/14664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/comments?post=14664"}],"version-history":[{"count":1,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/posts\/14664\/revisions"}],"predecessor-version":[{"id":14666,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/posts\/14664\/revisions\/14666"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/media\/14665"}],"wp:attachment":[{"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/media?parent=14664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/categories?post=14664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rvh-synergie.org\/actualites\/wp-json\/wp\/v2\/tags?post=14664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}